POWERFUL AI. A HUMAN CONNECTION.
Insurance sucks.We make it better.
One Policy Prospector.
Captive + independent markets.
Policy Prospector is built to bridge the gap between insurers—with AI designed to prospect the whole market from one set of answers, and human guidance to help you understand your options.
Your AI ProspectorYou will never overpay if you can see everyone’s price.
The whole market.
One destination.
Major captive and independent carriers.
All in one place.
THE POLICY PROSPECTOR ADVANTAGE
One entry.Every carrier.Every year.
AI bridges the gap between captive and independent carriers—so one set of information can open the whole market.
A better rate today. A fresh comparison at every renewal.
We keep prospecting. Year after year.
- 01
When you start
One entry. A full-market comparison.
- 02
Before renewal
AI compares your options again.
- 03
Every year after
Fresh rates. Ongoing protection from overpaying.
AI does the legwork. A real person helps you decide.
BEFORE YOU START
What information should I have handy?
You can start the Opportunity Calculator with your name and answers about your current insurance. For the policy-details step, have your carrier names, premiums, coverage limits, deductibles, and renewal dates handy. Your policy documents can help you find them.
Can I include more than home and auto?
Yes. After you complete the quiz and see your score, the policy-information form includes boat, ATV, side-by-side, motorcycle, RV, life, and other policies. Each selected policy has its own carrier, premium, and coverage details.
Can I change my answers?
Yes. You can go back through the calculator, edit your answers after seeing your score, and review your policy details before exporting them. Moving around this homepage keeps the same calculator open.
How is my information saved?
Policy Prospector saves the name, contact details, quiz answers, and policy information you submit so our team can review your insurance opportunity. Look for the saved confirmation in the calculator. You can also copy, print, or download your review. Contact about a quote requires separate permission.